首页 社会内容详情
新2正网代理开户:Cagamas’ mortgage scheme gaining traction

新2正网代理开户:Cagamas’ mortgage scheme gaining traction

分类:社会

网址:

SEO查询: 爱站网 站长工具

点击直达

新2正网代理开户www.hg108.vip)是一个开放皇冠正网即时比分、新2正网代理开户的平台。新2正网代理开户平台(www.hg108.vip)提供最新皇冠登录,皇冠APP下载包含新皇冠体育代理、会员APP,提供皇冠正网代理开户、皇冠正网会员开户业务。

“The applicants have to undergo eligibility screening and financial advice by the Employees’ Provident Fund and credit counselling and debt management agency to ensure they have a good understanding of SSB,” Cagamas CEO Datuk Chung Chee Leong told StarBiz.

PETALING JAYA: Cagamas Bhd’s reverse mortgage loan scheme called Skim Saraan Bercagar (SSB) has attracted interest and is within the mortgage corporations expectations since applications opened on Jan 17, 2022, in the Klang Valley.

Despite its launch in January this year, the reverse mortgage loan for retired homeowners only saw its first applicant in March 2022.

“The applicants have to undergo eligibility screening and financial advice by the Employees’ Provident Fund and credit counselling and debt management agency to ensure they have a good understanding of SSB,” Cagamas CEO Datuk Chung Chee Leong told StarBiz.

Cagamas did not reveal the number of applicants of the SSB scheme but stated in terms of location, Selangor had the largest number of applications at 66% followed by Federal Territory of Kuala Lumpur at 34%. More than 50% of the applicants here are within the age group of 55 to 69 years old.

“This shows that the awareness of SSB among the younger age group is higher than that of the older age group. It also indicated that most of the applicants are Internet savvy,” said Chung.

Data release by Cagamas showed that 41% of the applicants were 70 years of age or higher.

The most popular disbursement mix among the applicants is the “lump sum and income stream” category, taking up 54% of the sum of applications, while 46% of applicants took up the “income stream only” option.

,

新加坡telegram群组www.tg888.vip)是一个Telegram群组分享平台,飞机群组内容包括telegram群组索引、Telegram群组导航、新加坡telegram群组、telegram中文群组、telegram群组(其他)、Telegram 美国 群组、telegram群组爬虫、电报群 科学上网、小飞机 怎么 加 群、tg群等内容,为广大电报用户提供各种电报群组/电报频道/电报机器人导航服务。

,

“Most applicants utilise the availability of the lump sum disbursement in SSB for very specific reasons, namely for medical expenses, refurbishment of property or repaying their outstanding mortgage to redeem their property from the financier,” said Chung.

Single males were the largest stake of applicants with 49% while single females and couples each stood at 26%.

Not surprisingly, Cagamas noted 91% of the applicants had a freehold property.

SSB enables retired Malaysian homeowners, 55 years old and above, to convert their residential property asset into a fixed source of monthly income so that they can have financial security via a fixed source of monthly income throughout their retirement years.

The scheme does not require borrowers or joint borrowers to make repayments in their lifetime and loan repayment will be upon the passing of borrowers.

Any outstanding loan amount will be settled through the sale of the property and the balance of the sale proceeds will be passed onto the borrowers’ estate.

Cagamas stated based on the experiences of similar schemes in Korea and Hong Kong, education amongst the retired population to promote reverse mortgage is key as once people understand the benefits of the reverse mortgage, the growth momentum will continue to build.

  • 皇冠管理端登3手机(www.hg108.vip) @回复Ta

    2022-09-15 00:08:24 

    据新华社首尔3月23日电(记者 杜白羽 孙一然)韩国中央防疫对策本部23日通报,截至23日零时,韩国单日新增新冠确诊病例超过49万例,累计确诊病例超过1000万例。韩联社报道称,这意味着约五分之一的韩国民众感染或者曾经感染过新冠病毒。最强网文,赞!

发布评论